Read the contract 14/09/2008
If you are taking out life insurance, and particularly critical illness insurance, then you should read the contract. The same can be said of private medical insurance. This is because under crit...

Skimp on life insurance? 29/08/2008
In a time of economic chaos, many clients are cutting back on “non necessities” in order to make the household income stretch further. However, do this to your life insurance, and you could really b...

Smokers Beware! 03/04/2008
Have you smoked in the last 12 months, the question in the application form asks. If the true answer is yes, well fine. However, if the answer is yes, but only based on wishful thinking, then look...

Inflation protection 20/03/2008
More and more people are taking out life insurance these days as a way of protecting their families and mortgages. However, few are being advised that if they do not inflation proof their policy, it ...

Life insurance and doctor’s reports 12/02/2008
Are doctors reports when applying for life insurance going to become a thing of the past? Are we actually going to be able to achieve a quicker process of application than is currently the case? W...

Life Insurance and non disclosure of information 27/01/2008
Life insurance companies have long been accused of trying to wriggle out of paying out in the event of a claim for life insurance, critical illness and income protection when it is discovered certain ...

Life Insurance Applications 08/01/2008
When you complete a life insurance application, you could be forgiven for getting a little bored with the medical questions. They seem to go on a bit, and some applicants may feel inclined to give t...

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